Personal Umbrella Has Wide Reach –General Directions
Our latest General Directions publication reviews the potential exposures insureds may have to catastrophic financial loss – automobiles, swimming pools, ATVs, dogs, guns, Internet access – due to the lack of Personal Umbrella insurance or the failure to adjust policy limits to keep pace with exposures. The verdict summaries may discuss risks you already underwrite; some may be new to your book. In any event, the losses may help you and your agents convince customers of the value of Personal Umbrella protection
November 2008
“The Quiet American Speaks Out”
This in-depth interview with Tad Montross, Chairman and Chief Executive Officer of General Re, is the cover article for the November issue of Reactions Magazine.
Global Margin Call –Reflections
The paroxysm in the capital markets is a worldwide margin call that drew in all risk assets. It puts an end to the simplistic idea of full economic decoupling that was popular until recently. The markets have been violent, but the margin call is about spent and in the near term markets are likely to recover.
November 2008
Emerging Issues From Inside and Outside the Court –Casualty Matters
This edition of Casualty Matters reviews recent developments in the courtroom, economy or laboratory that may create new insurance exposures for liability underwriters. We discuss cases, lawsuits and trends of importance to many GL, BOP, CU, HO and/or PU insurers. Our research in this publication includes Business Pursuits—The blurring line between business and personal activities; Green Construction—Will it lead to more defect claims?; Pollution Exclusions—A strong trend toward enforcing policy language and Emerging Issues Updates—Bisphenol-A, Nanotechnology, Cellphones and more.
October 2008
Some New Liability for the Mid-Atlantic Region –Insurance Issues
In this edition of Insurance Issues, we traverse the Mid-Atlantic states to highlight the emerging issues on our radar screen. New exposures are constantly emerging and retreating in all states. Some regions are more active than others. The Mid-Atlantic is one such region where we find numerous developments reshaping liability and insurance coverage. In this edition we highlight developments from New Jersey, Pennsylvania, Maryland and Delaware that affect personal and commercial insurers, including: Expanding Liquor Liability in New Jersey; Fleet Stacking and Personal Injury Coverage in Pennsylvania; Child Sex Abuse Litigation in Delaware; and Lead Paint Exposures in Maryland.
October 2008
Climate Uncertainty – Protecting Your Company –Regarding Risk
Catastrophe modeling firms are responding to signals of climate changes and to the surrounding uncertainty. Cat models help insurers make important decisions about capital management, reinsurance purchases and their underwriting guidelines. This cover article, jointly written by Gen Re Intermediaries and Gen Re, addresses some of the near-term effects of climate uncertainty on property insurance risk management. Other articles in the publication include opportunities in EPLI and a spotlight on Gen Re's Special Acceptance Unit.
October 2008
2008 Midwest Wind and Thunderstorms – An Aberration or Trend? –Property Matters
Wind and thunderstorm losses in Midwest states have reached an unusually high level in 2008. Due to most of the events being smaller, frequency events, cat retentions on reinsurance programs have not often been breached, leaving companies with several smaller net losses impacting their results. This issue discusses 2008 Wind and Thunderstorm events in the Midwest and Gen Re's study of historical PCS loss data for the Midwest and how clients can better manage their loss experience through disciplined accumulation and product management.
October 2008
Gen Re LifeHealth rated Best Life Reinsurer in Europe
For the second time after 2006, the Flaspöhler Europe Life Reinsurance Effectiveness Survey 2008 has rated Gen Re LifeHealth as Best Life Reinsurer in Europe, based on the combined rating of all evaluation factors.
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